Which One of the Following Is True About Workers' Compensation

Which one of the following is true about workers' compensation?

A) Employees are covered under the "no-fault" provision regardless of their behavior.
B) Only about 50 percent of all U.S. workers are covered by the system.
C) Benefits fall into four major categories: inability income, housing care, death of spouse benefits, and pension services.
D) Self-funding by employers is restricted in most states.
E) The system allowing employers to purchase coverage from private insurance companies.