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A Bank Is Considering Making a Loan to Sam Snape

Question 128

Multiple Choice

A bank is considering making a loan to Sam Snape.Mr.Snape has $1,000 in the bank right now but generally keeps a balance of $4,500 most of the year.What aspect of evaluating a consumer loan application is this fact concerned with?


A) Character and purpose
B) Income level
C) Deposit balance
D) Employment and residential stability
E) Pyramiding of debt

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