According to the text,which of the following is often the most profitable credit service a lender can offer?

Question

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Consumer loans are often the most profitable credit service a lender can offer because they typically come with higher interest rates and fees, and have a larger market of potential borrowers compared to the other options listed. Business loans and loans to not-for-profit organizations may also be profitable, but they often require more stringent lending criteria and involve higher risk. Government loans and money market loans may have lower interest rates and fees, resulting in less profitability for the lender.

According to the Text,which of the Following Is Often the Most