Under the FDIC Improvement Act of 1991,a U.S.bank possessing a leverage ratio greater than 4 percent would be considered well capitalized.

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Quizplus · Accepted Answer

The FDIC Improvement Act of 1991 does not specify a 4 percent leverage ratio for a bank to be considered well capitalized. The specific criteria for being well capitalized are determined by regulatory agencies and have evolved over time, often involving a combination of leverage ratio, Tier 1 capital ratio, and other measures.