____________ and ___________ banks tend to be larger and hold more of the public's deposits in the United States.

Question

Quizplus · Accepted Answer

National banks and member banks tend to be larger and hold more of the public's deposits in the United States. National banks are regulated by the Office of the Comptroller of the Currency (OCC) and have the ability to operate across state lines, while member banks are part of the Federal Reserve System and have access to the Fed's discount window. State banks and nonmember banks may still be large, but on average they tend to be smaller than national and member banks. Uninsured banks are not regulated by federal deposit insurance and therefore tend to be smaller and riskier.

____________ and ___________ Banks Tend to Be Larger and Hold

__ and _ Banks Tend to Be Larger and Hold