In the United States,fixed fees charged for deposit insurance,regardless of how risky a bank is,led to a problem known as moral hazard.

Name: In the United States,fixed fees charged for deposit insurance,regardless of how risky a bank is,led to a problem known as moral hazard.
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Fixed fees for deposit insurance create the problem of moral hazard because banks do not have to pay more for riskier behavior, leading to a lack of incentive for banks to take steps to reduce risk.

In the United States,fixed Fees Charged for Deposit Insurance,regardless of How