Why Do Banks Often Act as Intermediaries to Obtain Funds

Why do banks often act as intermediaries to obtain funds for companies from overseas?

A) It is illegal for companies to obtain funds from abroad unless they are listed as a financial intermediary with APRA.
B) They typically have high credit ratings and hence are better placed to borrow money overseas than many companies.
C) Borrowing funds from overseas sources is risky,and where a bank acts as an intermediary they bear all the default and foreign exchange risk.
D) All of the given options.