Which of these statements accurately describe(s)the "gig" (or sharing)economy?

Question

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The statement A is accurate as many companies have found it more cost-efficient to hire independent contractors and freelancers instead of full-time employees. The statement C is also accurate as some studies have shown that income has decreased for some workers in the gig economy. However, the statement B is not accurate as risk has shifted from the company to the worker, as gig workers have to bear the cost of their own equipment, insurance, and other expenses.

Which of These Statements Accurately Describe(s)the "Gig" (Or Sharing)economy