Which of the Following Is True If a Guarantor's Oral

Which of the following is true if a guarantor's oral promise to pay a debt is not in writing?

A) The guarantor may raise the absence of writing defense.
B) The guarantor may raise the statute-of-frauds defense.
C) The guarantor may raise the consolidation defense.
D) The guarantor may raise the UCC defense if a sale of a good is involved; otherwise, no defenses are available to the debtor.
E) There are no defenses available because there is no legal requirement that a guarantor's oral promise be in writing.