Which of the Following Is True Regarding Entities Considered Banks

Which of the following is true regarding entities considered banks under the UCC?

A) Savings and loans and trust companies are considered banks, but credit unions are not.
B) Savings and loans and credit unions are considered banks, but trust companies are not.
C) Trust companies and credit unions are considered banks, but savings and loans are not.
D) Savings and loans, credit unions, and trust companies are all considered banks.
E) Only an entity holding itself out as a "bank" is considered a bank under the UCC, and therefore neither savings and loans, credit unions, nor trust companies are considered banks.