In this type of managed care health insurance plan,in-network care comes from a specified group of physicians and hospitals,patients can pay extra to get care from outside the network,and there generally is no gatekeeper.

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In a PPO, patients have access to a network of preferred providers, but they also have the option to seek care from providers outside the network, albeit at a higher cost. Unlike HMOs, PPOs generally do not require a gatekeeper or primary care physician to manage care. Flexible spending accounts and health reimbursement accounts are types of healthcare spending accounts and do not fit the description provided.

In This Type of Managed Care Health Insurance Plan,in-Network Care