Which type of insurance protects against the large expenses of a serious injury or a long illness?

Question

Quizplus · Accepted Answer

Major medical expense insurance is designed to protect against the large expenses of a serious injury or long illness. It covers hospital stays, surgeries, and other medical procedures, and often has high coverage limits. Disability income insurance provides regular income if someone is unable to work due to illness or injury, while hospital indemnity insurance and physician's expense insurance have more limited coverage. Surgical expense insurance typically only covers the cost of surgery, not other medical expenses.

Which Type of Insurance Protects Against the Large Expenses of a Serious