The QTL Test Requires That Thrifts

The QTL test requires that thrifts

A) limit the amount of mortgage-related assets on the balance sheet to improve diversification.
B) invest in a minimum percentage of government-backed securities to protect their mortgage loans.
C) lend no more than 80 percent of the value of a home to a borrower to ensure mortgage safety.
D) keep 35 percent of their assets in safe liquid investments to ensure adequate deposit liquidity.
E) invest at least 65 percent of their assets in mortgages or mortgage-related assets.