Which of the Following Must Occur for a Drawer to Become

Which of the following must occur for a drawer to become liable on an instrument?

A) The holder of the instrument must present the instrument in a proper and timely fashion.
B) The instrument must be dishonored.
C) Notice of the dishonor must be given to the drawer.
D) The holder of the instrument must present the instrument in a proper and timely fashion,the instrument must be dishonored,and notice of the dishonor must be given to the drawer.
E) The holder of the instrument must present the instrument in a proper and timely fashion and the instrument must be dishonored,but no notice of dishonor is required because the party adversely affected by the dishonor may proceed directly to court.