According to Uniform Commercial Code Article 3,which of the following is a personal defense to liability on a negotiable instrument?
A) The non-issuance of an instrument
B) The modification of an obligation by a separate agreement
C) The non-delivery of an instrument
D) The non-issuance of an instrument,the modification of an obligation by a separate agreement,or the non-delivery of an instrument
E) The non-delivery of an instrument or the non-issuance of an instrument,but not the modification of an obligation by separate agreement
Correct Answer:
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