Which of the Following Investors Would Mostly Prefer Speculative Investments

Which of the following investors would mostly prefer speculative investments over conservative investments?

A) A 25-year-old single investor who does not have an emergency fund
B) An unemployed single parent who just received a $300,000 divorce settlement
C) A 70-year-old who uses his dividends and interest to pay his monthly bills
D) A dual-career couple in their 30s whose combined income is $95,000
E) A retired couple with $850,000 in retirement savings