The definition of disability is stricter for Social Security than for employer plans.

Question

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Social Security has a strict definition of disability that requires an individual to have a medical condition that is expected to last at least one year or result in death, and that prevents them from being able to perform substantial gainful activity. In contrast, some employer plans may have broader definitions of disability or may offer disability coverage that is not contingent on meeting the Social Security definition.

The Definition of Disability Is Stricter for Social Security Than