Yvonne's employer offers a health plan that has a group of doctors and hospitals that agree to provide specified medical services to members at prearranged fees.This health plan offers some flexibility since members can either visit a physician from a list or go to their own doctors.What kind of plan does her employer offer?

Question

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The health plan offered by Yvonne's employer is a Preferred Provider Organization (PPO), which offers a network of healthcare providers at prearranged fees but also allows members to visit their own doctors outside the network. This is different from a Health Maintenance Organization (HMO), which requires members to choose a primary care physician within the network and typically does not cover out-of-network care except in emergencies.

Yvonne's Employer Offers a Health Plan That Has a Group