Multiple-Filing Schemes Are When

Multiple-filing schemes are when:

A) An individual takes on multiple identities in multiple states, acquires debt under those identities and then files bankruptcy under all of them.
B) An individual takes on debt from multiple states and then files bankruptcy in each state under their own name.
C) Multiple individuals take on the same debt and then file bankruptcy under each persons name for the same debt.
D) Multiple individuals take on multiple names in several states and acquire debt under all those names, then file bankruptcy in one state attempting to flood the courts with cases and confuse the court system.