According to the Critics of the International Monetary Fund (IMF),how

According to the critics of the International Monetary Fund (IMF) ,how should the problem of moral hazard exhibited by banks be resolved?

A) The IMF should use a "one-size-fits-all" approach to macroeconomic policy.
B) The IMF should establish a mechanism for accountability.
C) The IMF should free all banks from the obligation of financial reporting.
D) The banks should be forced to pay the price for their rash lending policies.
E) The IMF should bail out the banks whose loans gave rise to financial crises.