Baker's Supply Imposes a Payback Cutoff of 3

Baker's Supply imposes a payback cutoff of 3.5 years for its international investment projects. If the company has the following two projects available, should it accept either of them?

A) Accept both Projects A and B
B) Accept Project A but not Project B
C) Accept Project B but not Project A
D) Both Project A and B are acceptable but you can only select one project
E) Reject both Projects A and B