The Health Insurance Portability and Accountability Act (HIPAA) applies to individuals who purchase individual health insurance.

Question

Quizplus · Accepted Answer

The Health Insurance Portability and Accountability Act (HIPAA) forbids group plans and issuers from excluding an employee from insurance coverage or requiring different premiums based on the employee's health status, medical condition or history, genetic information, or disability. However, the Act only applies to prevent discrimination in group health insurance plans. It does not apply to individuals who purchase individual health insurance.

The Health Insurance Portability and Accountability Act (HIPAA) Applies to Individuals