Allen and Teri,like many Canadian couples,waited until their late thirties to start having children.The down side to this decision is likely to be that:

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Waiting until their late thirties to start having children means that Allen and Teri will likely have less time to save for retirement. This can lead to financial difficulties later in life while trying to support their own needs as well as their children's needs.

Allen and Teri,like Many Canadian Couples,waited Until Their Late Thirties