In the United States saving is allocated to its most productive use by:

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Quizplus · Accepted Answer

In the United States, the allocation of saving to its most productive use is primarily done through a decentralized, market-oriented financial system. This system includes banks, credit unions, investment firms, and other financial intermediaries that connect savers with borrowers and investors, facilitating the flow of funds to their most efficient and productive uses. While government regulations and laws can influence the allocation of savings, they are not the primary determinant in the US financial system.

In the United States Saving Is Allocated to Its Most