Compared to patients covered by conventional health insurance plans, patients in HMOs might receive fewer medical services because HMOs:
A)have legal protection from malpractice lawsuits.
B)employ lower quality doctors.
C)receive a fixed annual fee regardless of the amount of medical services provided.
D)save costs by purchasing lower quality medical equipment.

Question

Quizplus · Accepted Answer

HMOs receive a fixed annual fee for each patient, regardless of the amount of medical services provided. This creates an incentive for HMOs to provide fewer services and treatments in order to save costs.

Compared to Patients Covered by Conventional Health Insurance Plans, Patients