Economists Group Commercial Banks,savings and Loan Associations,credit Unions,mutual Funds,mutual Savings

Economists group commercial banks,savings and loan associations,credit unions,mutual funds,mutual savings banks,insurance companies,pension funds,and finance companies together under the heading financial intermediaries.Financial intermediaries

A) act as middlemen, borrowing funds from those who have saved and lending these funds to others.
B) produce nothing of value and are therefore a drain on society's resources.
C) help promote a more efficient and dynamic economy.
D) do all of the above.
E) do only A and C of the above.