The Federal Reserve's Surveys of Bank Loan Officers Can Help

The Federal Reserve's surveys of bank loan officers can help the Fed determine whether:

A) A drop in the quantity of loans granted resulted from fewer applications or a tightening of credit standards
B) An increase in the quantity of loans granted resulted from fewer applications or a tightening of credit standards
C) Climbing interest-rate spreads are the result of more borrowers or fewer loans being granted
D) An increase in the quantity of new loans was due to a decrease in supply or an increase in demand