Over the past twenty-five years, bank loans as a percentage of total credit:

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Over the past twenty-five years, there has been a significant shift in credit from traditional bank loans to alternative forms of credit such as bonds, private equity, and crowdfunding. Therefore, the percentage of bank loans as a proportion of total credit has decreased from accounting for virtually all of the credit to less than sixty percent.

Over the Past Twenty-Five Years, Bank Loans as a Percentage