You Have Savings Accounts at Two Separately FDIC Insured Banks

You have savings accounts at two separately FDIC insured banks.At one of the banks your account has a balance of $200,000.At the other bank the account balance is $60,000.You find out the banks are going to merge.If you are concerned about the possibility of the new bank failing, you should:

A) Do nothing; you are still insured up $250,000 per account
B) Consider moving $10,000 to another account at the same bank
C) Consider moving $10,000 to another account at a different bank
D) Do nothing; as an individual you are only insured up $250,000 no matter where the accounts are