In recent years the U.S.banking structure has changed in such a way that there are now:

Name: In recent years the U.S.banking structure has changed in such a way that there are now:
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The U.S. banking structure has undergone consolidation and mergers, resulting in fewer banks. However, the remaining banks have expanded their operations and increased their number of branches to reach a wider customer base. Therefore, while there are fewer banks overall, there are more banks with branches.

In Recent Years the U