The Primary Difference in Certificates of Deposit (CDs) That Are

The primary difference in certificates of deposit (CDs) that are equal to or less than $100,000 and those over $100,000 (other than the amount) is:

A) A bank does not have to include CDs equal to or less than $100,000 in its liabilities
B) CDs greater than $100,000 are negotiable and therefore can be bought and sold
C) CDs equal to or less than $100,000 are issued for only six months or less
D) CDs greater than $100,000 are issued for only six months or less