Which of the Following Is NOT a Differentiation Between Deposit

Which of the following is NOT a differentiation between deposit insurance and state guaranty funds for the insurance industry?

A) The required contributions provided by surviving insurers differs widely across states.
B) The annual pro rata contributions often are legally capped for each insurer as a percent of premium income.
C) A permanent guaranty fund does not exist for the insurance industry.
D) Contributions by surviving firms into the guaranty fund occur before an insurance company has failed.