Using a Modified Discriminant Function Similar to Altman's,Burger Bank Estimates

Using a modified discriminant function similar to Altman's,Burger Bank estimates the following coefficients for its portfolio of loans:

Z = 1.4X₁ + 1.09X₂ + 1.5X₃

where X₁ = debt to asset ratio;X₂ = net income and X₃ = dividend payout ratio.

What is the Z-score if the debt to asset ratio is 40 percent,net income is 12 percent,and the dividend payout ratio is 60 percent?

A) 1.59.
B) 1.48.
C) 1.36.
D) 1.28.