If Losses on a Particular Line of Medical Malpractice Insurance

If losses on a particular line of medical malpractice insurance were $650 million and premiums earned were $575 million,the loss ratio would be

A) 1.13 implying that this line of insurance is profitable.
B) 1.13 implying that this line of insurance is unprofitable.
C) 0.88 implying that this line of insurance is profitable.
D) 0.88 implying that this line of insurance is unprofitable.