Bankers' concern regarding the optimal mix of excess reserves,secondary reserves,borrowings from the Fed,and borrowings from other banks to deal with deposit outflows is an example of

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Liquidity management refers to the process of ensuring that a bank has adequate liquid assets to meet its obligations as they come due, including deposit outflows. The concern over the optimal mix of reserves and borrowings is a key aspect of liquidity management, as it helps a bank to maintain sufficient liquidity while minimizing the cost of holding excess reserves or borrowing from the Fed. Liability management, on the other hand, refers to the process of managing a bank's funding sources and costs, while managing interest-rate risk involves strategies to manage the impact of changes in interest rates on a bank's earnings and capital.

Bankers' Concern Regarding the Optimal Mix of Excess Reserves,secondary Reserves,borrowings