The major characteristic of an HMO is

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The major characteristic of an HMO (Health Maintenance Organization) is that medical treatment is provided for a fixed annual payment. This is known as a capitation system, where members pay a fixed amount to the HMO in exchange for access to medical services provided by the HMO's network of physicians and hospitals. HMOs have a strong emphasis on preventive care and are designed to keep healthcare costs low by providing comprehensive care to members in a cost-effective manner. Options A, C, and D are not accurate characteristics of an HMO.

The Major Characteristic of an HMO Is