In contrast to first-dollar insurance coverage,the efficiency concern for HMO's is that

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HMOs are designed to control healthcare costs by providing necessary healthcare services with minimum resources. There is a risk of underutilization of medical treatment as HMO's emphasize primary care and prevention rather than acute treatment. Therefore, the concern for HMOs is that too little medical treatment will be provided.

In Contrast to First-Dollar Insurance Coverage,the Efficiency Concern for HMO's