Which is not a management practice for reducing the problems of adverse selection and moral hazard in insurance?

Question

Quizplus · Accepted Answer

Reinsurance is actually a management practice that helps insurance companies reduce adverse selection and moral hazard by transferring risk to another insurance company. Deductibles, restrictive provisions, and coinsurance are other management practices that can help reduce these problems by requiring policyholders to assume some of the risk and creating financial disincentives for risky behavior.

Which Is Not a Management Practice for Reducing the Problems