A major criticism of the welfare system that led to reforms in the mid-1990s is that welfare payments

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The criticism of the welfare system that led to reforms in the mid-1990s was that it created dependency on government programs, with many individuals staying on welfare for extended periods without finding work. The reforms aimed to reduce this dependency by imposing stricter work requirements and time limits on welfare eligibility. The other options (A, C, and D) are not directly related to the criticism of welfare payments that led to reforms.

A Major Criticism of the Welfare System That Led to Reforms