Without Some Form of Bankruptcy Protection, It Certainly Would Be

Without some form of bankruptcy protection, it certainly would be in the general interest of all creditors as a group to let a company reorganize so that it could ultimately repay its debts,

A) and it certainly would be in every individual creditor's interest as well.
B) it would be in the interest of each individual creditor to seek immediate payment.
C) it would be easier for companies to repay their debts.
D) it would be easier for creditors who most need their money to be repaid first.