Requiring new 16 year old teenage male drivers to pay more for auto insurance than their 16 year old female counterparts is an example of

Question

Quizplus · Accepted Answer

The auto insurance company is using statistics to justify charging male teenage drivers more than female teenage drivers, based on their higher risk of getting into accidents. This is an example of statistical discrimination, which is a type of discrimination based on statistical data or averages, rather than individual characteristics or qualifications. It is not disparate treatment discrimination, which is intentional discrimination based on characteristics such as race, gender, or age. It is also not comprehensive discrimination or adverse impact discrimination, as these terms do not apply to this situation.

Requiring New 16 Year Old Teenage Male Drivers to Pay