Compared to the traditional mortgage amortization schedule, "interest-only" mortgages and "negative-amortization" mortgages require

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Interest-only and negative-amortization mortgages initially allow borrowers to pay less than the full amount of interest due or add unpaid interest to the principal balance, respectively. This leads to larger principal payments later in the mortgage to compensate for the initially lower payments.

Compared to the Traditional Mortgage Amortization Schedule, "Interest-Only" Mortgages and "Negative-Amortization