The Case in Point on Terminal Illness and Life Insurance

The Case in Point on terminal illness and life insurance makes the point that:

A) people who are terminally ill are taken advantage of by financial investors who purchase their life insurance policies.
B) most states outlaw the viatical industry because the companies that purchase the life insurance policies of terminally ill patients don't have the funds to pay the premiums.
C) viatical firms and financial investors share a win-win situation with terminally ill patients with whom they do business.
D) a financial investor who pays more than 80 percent of the face value of an insurance policy is probably dealing with a patient that has a good chance of recovering from his or her illness.