Joni Is a College Student with Limited Income

Joni is a college student with limited income.She has an infection in her piercing near her navel,and knows that she needs to get a prescription for an antibiotic,but she still has not made the appointment due to her lack of money to pay for the appointment.Joni is demonstrating:

A) appraisal delay
B) illness delay
C) utilization delay
D) cultural delay