Yvonne's employer offers a health plan that has a group of doctors and hospitals that agree to provide specified medical services to members at prearranged fees. This health plan offers some flexibility since members can either visit a physician from a list or go to their own doctors. What kind of plan does her employer offer?

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Yvonne's employer offers a preferred provider organization (PPO) plan, which provides a network of doctors and hospitals that offer services at prearranged fees. Members have the flexibility to either visit a physician from the list or go to their own doctors. This type of plan is different from a health maintenance organization (HMO), where members are required to choose a doctor from a predetermined list and need a referral to see a specialist.

Yvonne's Employer Offers a Health Plan That Has a Group