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Cameron, Age 25, Sustained a Debilitating Hand Injury and Was

Question 91

Multiple Choice

Cameron, age 25, sustained a debilitating hand injury and was unable to perform his job as a viola player in the local orchestra for 45 days. His employer has a disability income insurance policy that pays 70% of take-home pay with an elimination period of 60 days and coverage to age 65. Given this information, which of the following is true for Cameron?


A) He will receive disability income for 15 days.
B) His employer will pay 70% of his current income for 40 years.
C) He will not be eligible for any disability income because his disability ended before the elimination period ended.
D) He will receive disability income for 45 days.
E) His employer will estimate his average salary through age 65 to determine his disability income.

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