If you live in a large city, you should expect to pay a higher premium for your auto insurance than someone who lives in a rural area.

Question

Quizplus · Accepted Answer

This is because large cities have more traffic, higher rates of accidents, and a greater risk of theft, vandalism, and other property damage. Insurance companies take all of these factors into account when setting rates, which is why urban areas typically have higher premiums than rural areas.

If You Live in a Large City, You Should Expect