Which of the Following Is Correct

Which of the following is correct?

A) The best risk management plan is one that does not change throughout one's life.
B) Once a plan is set up, it should be reviewed every 10 years.
C) A solid risk management plan works well without insurance as a component.
D) One question that should be asked when developing a risk management plan is "What do I need to insure?"
E) The main goal of insurance should be to maximize personal, property, and liability risks.