Paul was driving his kids to a piano lesson in a 2005 minivan. While driving, he was hit by an uninsured motorist. Although Paul and his kids had only minor injuries, their vehicle was totaled. Based on this information, which of the following is correct?

Question

Quizplus · Accepted Answer

Since the uninsured motorist caused the accident, their insurance should cover the cost of injuries for Paul and his kids through uninsured motorist's protection. However, this coverage may not extend to the cost of the vehicle itself. Option A is incorrect because the uninsured motorist cannot purchase insurance after the fact to cover the accident that has already occurred. Option C is incorrect because the uninsured motorist is not required to purchase a new minivan for Paul's family. Option D may or may not be true, as it depends on the laws in the state where the accident occurred. Option E is also incorrect because uninsured motorist's coverage typically only covers injuries, not damage to vehicles.

Paul Was Driving His Kids to a Piano Lesson in a 2005