The debt-to-equity ratio is calculated by dividing your total liabilities, including your mortgage, by your net worth.

Name: The debt-to-equity ratio is calculated by dividing your total liabilities, including your mortgage, by your net worth.
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Quizplus · Accepted Answer

The debt-to-equity ratio is calculated by dividing a company's total liabilities by its shareholder equity, not by an individual's net worth and it typically does not specifically include a mortgage unless it's in the context of a company's liabilities.

The Debt-To-Equity Ratio Is Calculated by Dividing Your Total Liabilities